The Benefits of Getting Pre-Qualified for a Home

A new home is arguably one of the largest and most important purchases we make in our lives. One of the questions many potential home buyers is; “Where do I start?” Jan J Kelley Realtor says that determining where to begin is simple, getting pre-qualified for a home loan is the first and most important step in the home buying process.

8914Many buyers begin their search for a new home online by researching and viewing homes that catch their eye. However, if you’re in the market for a new vehicle and you determine your budget will allow you to purchase a reliable pre-owned vehicle, it doesn’t help you to research the latest Lamborghini’s in production. Working with a realtor and getting pre-qualified for a home loan will allow you to determine your budget to a certainty and narrow down the home search, helping you avoid the extra overwhelming undue stress.

Additionally, even if you do know your new home budget, the DFW Metroplex housing market can cause issues for the buyer who isn’t pre-approved. Homes listed in Dallas are selling in days, not weeks as is common in some other markets. The buyer who isn’t pre-qualified will likely lose out on a home listing to another buyer who is pre-qualified.

Consulting with a lender before you start the home buying process can save a lot of heartache later, so take that first step today if you’re in the market for a new home. Jan J Kelley works with Keller Williams Realty and utilizes her experience as a community leader to help Buyers find exactly what they are looking for in a home and community. For more information contact her at (972) 400-1885 or visit http://www.janjkelley.com today!

Jan Kelley is a Top Producing Agent with a strong track record of success who began her career in Real Estate in 2011. Jan initially focused on working with buyers to find their perfect home in the right neighborhood for their unique needs and lifestyle. She further expanded her expertise to sales to help owners market their properties and achieve the best return. She was so successful, she began couching and training other agents. In 2019 to be able to serve all of her clients Real Estate needs she added Commercial Real Estate services. Specializing in residential and commercial leases, purchases and listing sales in the Northeast Dallas Metroplex, Jan knows the market well and offers excellent support, resources and guidance for those seeking or selling homes or commercial property. As a former nonprofit Executive Director of over 10 years and a small business owner, she understands the importance of community and the level of care each client deserves to make confident, informed decisions. Originally from Tulsa, OK, Jan attended Rogers State University and Tulsa Community College. Her career previously involved service to the community in non-profit, education and government. In 1992, Jan was recognized for operating one of the first National Accredited Preschools in Oklahoma, and then taught others how to receive their accreditation at Tulsa Technology Center. She was later appointed by the Governor of Oklahoma to implement the state’s workforce credentialing program at all of Oklahoma’s Technology Centers. Jan and her family moved to Texas in 2011. She and her husband of 39 years are proud parents and grandparents. Jan is a licensed REALTOR®, Seller Representative Specialist (SRS®), Accredited Buyer Representative (ABR®), Certified Negotiation Expert (CNE®), Pricing Strategy Advisor (PSA®), Benefits Association VABA member and a member of Rockwall Chamber of Commerce, Professional Women's Alliance and 100 Business Leaders of Rockwall County. Jan is constantly studying the local real estate market and acquiring new, valuable information to share with her clients. She believes in staying connected through active networking, volunteering and community involvement, to “enhance the quality of life and remain abreast of the decisions that affect us all.” Certified Negotiation Expert CNE® Seller Representative Specialist SRS® Accredited Buyer's Representative ABR® Pricing Strategy Advisor PSA® Veteran’s Advocacy and Benefits Association VABA member Rockwall Chamber of Commerce member Professional Women's Alliance PWA member 100 Business Leaders of Rockwall County member

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